Investing Strategy with Transfer Agents

By Category: CIBC Mellon, Computershare, Dividend Income, Investing, Real Estate | 9 comments

Investment Strategy with Transfer AgentsWho’s got boat load of cash to invest early on in life? Who’s got loads of cash to invest after paying all the bills and supporting a family? We’ve all heard of pay yourself first so that you can manage to save some money for the long term. In fact, many mutual fund companies will want to help you do that because it can be easy and you can start with little money. I was so frustrated with that process and the lack of performance from mutual funds that I was determined to move on to stocks. I finally did it a couple of years ago and moved away from mutual funds. That’s when I was introduced to the Transfer Agents: Computershare and CIBC Mellon.

Long before buying stocks, I was a dividend and income investors as I believe in the following principles of investments:

These tenants make up the basis for growing my nest egg and

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My 7 Links Project

By Category: CIBC Mellon, Compound Interest, Computershare, Dividends | 11 comments

7 Links ProjectThanks to my blogger friends My Own Advisor, Beating The Index and Dividend Ninja, I was nominated for the 7 Links Project. The project consists of highlighting 7 posts by answering 7 questions and nominate 5 other bloggers to do the same. The highlighted posts from many bloggers have been quite interesting and I hope you enjoy my answers.

The 7 Links

Your most beautiful post

Definitely the toughest question to answer. A company stock analysis or some compound growth tables doesn’t really fall into the beautiful concept of a post. After going through my post, I am settling on this one.

Children & Money: Teaching the value of money through allowance.

My kids are definitely important to me and raising them to be financially strong and independent will have to do for a beautiful post. I’d love to hear how you teach the value of money to your children.

Your most popular post popular

That’s an easy one. My Canadian dividend aristocrats

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Dividend Investing: My no fee DRIP list of dividend stock is complete

By Category: Asset Allocation, CIBC Mellon, Computershare, Dividend Terms, Dividends, DRiP | 14 comments

Dividend Investing: My no fee DRIP list of dividend stocks is completeImage by alancleaver_2000 via FlickrLast year around May I started building my DRIP portfolio with Computershare and CIBC Mellon to slowly grow my dividend investment portfolio with no fees while leveraging the benefits of fractional shares. I have been sharing my process along the way and I recently completed the list of stocks I wanted to hold for now.

With many making new year’s resolutions around money and investment, I thought it would be a good time to share my list and why I picked them. I have to admit that reading The Lazy InvestorDividend Investing: My no fee DRIP list of dividend stocks is complete from Derek Foster kick started my official dividend investment journey. I already had dividend investments and was aware of it, but I did not know I could do it

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Increasing dividends through profit taking

By Category: CIBC Mellon, Computershare, Transfer Agents | 2 comments

For quite a while I have been asking myself if I should take some more profits from my Bank of Nova Scotia (TSE:BNS) investment. It has literally double since I purchased it during the financial crisis of late 2008. I did sell 20% back in July to purchase Just Energy (TSE:JE.UN) which is up 20% already while BNS is only up 10% from the time I sold. I kept telling myself that the dividends will increase and that it be worth while but I did some math and proved myself wrong!

I have been open with the list of companies I am interested in acquiring for their dividends and growth and switching half of my holdings to some of them would increase my dividend payout. Here is the list for a refresher.

My 3 month DRIP Review with Computershare & CIBC Mellon

By Category: CIBC Mellon, Computershare, DRiP, Investing | 10 comments

It’s been a little over 3 months now that I have gotten setup with Computershare and CIBC Mellon and I thought I would share my experience. I have explained the process I did to get setup in a previous post entitled ‘Full DRiP: A New Beginning‘ so you may want to start with that article if you are not familiar.

DRiP Holdings

To show anyone wanting to get started, I thought I would share my current holdings and its progress. I currently have 499.46$. Not a crazy amount. It’s very simple and within reach for many. I paid ZERO dollars in fee (note that some DRiP have fees associated) but I did pay an appreciation fee of 10$ per first share setup. It’s MUCH cheaper than requesting a share certificate from your broker! I have used the boards from the DRiP Investing Resource Center to acquire my initial purchases. It’s a great group of people! For anyone reading this blog, thank you for keeping that community alive.

As you can see, fractional shares are at work here. I have made extra share purchase of BMO (Bank of Montreal) and T.A (Telus non-voting shares)

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